Financial thoughts on lengthy vet ER stays with no end in sight

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hellolucy

Member Since 2017
Hi all - as an extreme lover of our fur babies like all of you, I am struggling very much with the cost of my Lucy's ER bill which continues to climb. For anyone who was giving us support and advice on the other medically related thread, I appreciate everything. I am not sure if this is the right forum for this, but am really struggling with the financial aspect of this, am dealing with it alone, and really just trying to gauge emotion vs. reason for anyone who has been in a similar experience.

Initially on Sunday, we brought her in to the urgent vet, they sent us home with some outpatient care. Brought her in to ER Sunday night as she was doing horribly, they sent us home with her Monday morning. For frame of reference, that piece alone was just over $4K. She was not doing well at all so was brought back in Monday afternoon. It is now Thursday night and she is still there. Just spoke with the ER vet and this is sounding like it will be LEAST another 48 hours assuming she starts eating. For some medical context, these seems to be pancreatitis and an infection. They put her on a nasal feeding tube today because she had not been eating for several days.

The cost of this bill is so far is absolutely mind boggling (I mean years of repayment just at this point) and thinking of adding days to this is just something else. She is definitely getting better, and I have been visiting her 2x a day so can confirm that seeing her in person, but the fact that this could need several more days is almost too much to handle. I feel like we have already spent this much and to 'cut the cord' in terms of ER care, making a hard decision (especially when she is improving), etc. would make everything not worth it. I could absolutely not live with myself knowing I didn't do everything I could even though she is a much older baby.

If anyone feels comfortable sharing, I would be open to any thoughts on this. I realize everyone's financial situations are different.

Side note: the vet said she clearly has been a very well taken care for diabetic cat and looks amazing (all current issues aside) for her age so that made me feel like all of my efforts have been worth something this past decade! I absolutely owe a ton of that to this community.
 
There may be an organization that can help here.

The feeding tube might turn things around, and a feeding tube is something that can be managed from home.
 
There may be an organization that can help here.

The feeding tube might turn things around, and a feeding tube is something that can be managed from home.
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Just wanted to thank you for the reply - I know this is is a bit of a rough topic.

The link looks like it is not opening - is there a way/menu where I can access it from the main page?

I am so crossing my fingers the nasal feeding tube turns things around quickly. I feel like they waited too long to start it (I asked them about it the day before yesterday as well as yesterday morning). The vet mentioned the feeding tube inserted via the neck for home use but is concerned due to Lucy's weak condition and her age with the anesthesia.
 
Tagging @Ale & Bobo & Minnie (GA) regarding procedure for inserting nasal tube and using one at home.
Also @Jodey&Eddie&Blue
I am so familiar with this emotional and financial situation and understand entirely the feeling of wanting to ensure everything that can be done will be done and the financial precarity. I won't even go there with medical costs having lived with two acro kitties and losing one recently. I have to say that no matter what I would do it all again.

As for the nasopharangeal tube, the only times these were used had to do with a procedure for obstipation so it wasn't about feeding but the opposite, really. Eddie, who is still with me, once had a feeding tube following his very long stay at WSU where following hypophysectomy he twice had dehiscence of the incision in the palate and had to be fed that way. During that time he was in WSU Veterinary Teaching Hospital for 30 days. Let's just say I carried a hefty Visa bill, so I get it.

It's encouraging and hope-inspiring to hear that Lucy is doing better. I'm hoping for your sake and hers that you can hold on a little longer and maybe even get a little financial help through FDMB links. It's hard road we're all on with our dear kitties but you are not alone.
 
Way back when, 10 years ago, my kitty had DKA and back them the ERs were only open at nights, weekends, and holidays. I took my J.D. in on a Sunday night and stayed there (he was in critical condition) until they said I had to take him somewhere else (on Monday at 7:00am) as they were closing. They gave me the choice of a huge hospital 1.5 hours away or the Pennsylvania School of Veterinary Medicine 1.45 hours away. I chose the veterinary school. He was there 8.5 days (over Christmas) and he was very weak in the beginning but got better and better. They kept saying when he starts to eat, you can take him home. But he never ate for them, and he was released with a nasal feeding tube on New Years Eve. I WAS SO HAPPY TO GET HIM HOME!!!
He had just turned 12 at the time and lived to be 20, so we got 8 wonderful years of a good life with him.
I had bought my house in 2003 and when I did, the people at the bank urged me to get a home equity loan. I didn't see any purpose for it, but signed up. I used that home equity loan to pay off his hospital stay. And amazingly, I had it all paid off in 6 months.
In reality, the veterinary school costs were SO MUCH LESS than what a human would have to pay being hospitalized for 8.5 days and all he went through (tests upon tests upon tests, and blood tranfusions). I think a human would be charge 100 time more.
 
So sorry to hear you are going through this-- I recently when through the same thing and it's hard when the bills keep climbing and the vets can't give you a clear estimate for when it's going to end :(
Agreed with everyone else. Not sure how things work over there in terms of loans and smaller repayments and etc-- I would always recommend letting the vet know about your situation and see if they can work something out for you. If you've been dutiful in payments so far, they might be able to help work out a repayment plan or something else.

Hopefully you find a solution and your kitty comes home soon!
 
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